Research, It pays off
To get the best value for your money it would be best to get as many quotations as possible from as many insurance companies as possible. That way you get to compare them side by side and see the subtle differences that are present. There are also insurance quote comparator programs that are available on the internet which does all the math in as little as a few minutes. And however good the value that is being offered to you, READ THE FINE PRINT for it contains a lot of factual information that could make or break your chances of getting the care you need.